apple card denied reddit

Once you opt in youll receive monthly updates on your progress via email covering your success in tackling credit roadblocks like settling past due balances making on-time payments on your. I got an invite to apply this morning went to apply as soon as I got the invitation.

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Which of course is totally normal when you apply for any credit card.

. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements. Highly utilized on too many bankcard trades recently or insufficient information on bankcard trades. I have a past due that is over 4 years old.

I keep getting the response that Im being denied due to my monthly debt obligations are too high given your income - examples may include loan or monthly housing payments. Apple Card denied - DPs. It kept rejecting my application identity cannot be verified.

You have recently been past due. Just try once a month until youre approved since its a soft pull until you accept an approval. So heres some DP for those who might be interested.

Apple Card offers 3 cash back at a host of stores including its own and 2 everywhere else when paying with Apple Pay all without charging an annual fee. After you complete these steps submit your application again. As of June 30 2020 if youve been denied the Apple Card you may see a notification on your device offering you the opportunity to join the Path to Apple program.

Im having that issue too with my application. Look at your credit report at your see when your last inquiry is was then wait about 7 months from then and apply again I got denied for the same reason I have opened like 7 cards since this time last year. Check that the Date of Birth Last Name and Address on the ID match the information you entered for your Apple Card application Make sure the ID hasnt expired.

Some people on Reddit claim their Apple Card applications have been declined. Sure enough did the reset and was able to complete the whole process and approved in less than 2 mins. Windows Windows 6 Posted on Nov 30 2021 546 PM Reply I have this question too I have this question too.

My iOS software is up-to-date. Apple Card denied - due to recently been past due. FICO Score 735 Experian Transunion Credit history - 6 months.

I have a question. If your application is declined again for the same reason contact Apple Support. Goldman Sachs pulled TransUnion with a score of 680.

I was having problems getting my identity verified. Feeling down I applied for the Amex Gold. You have recently been past due but I havent since 2013 18k in open credit lines util 1 at last.

The Great Apple Card Decline Thread. Not sure if its 30 days from your first attempt or second. So Ive applied for the Apple Card about 7 or so times over the course of the last three or so weeks.

If that wasnt blatantly obvious to. Goldman Sachs customer service suggested I do a hard reset on my iPhone. I got a very new FICO score for both Experian and Transunion Dont know my Equifax score and I immediately applied for the CFU but got denied on the spot.

After submitting my Photo ID it tells me that they are unable to verify my photo id due to connection errors. And I have tried to resubmit with WiFi and cellular data but werent helpful. I received denial of recent past due with 718 TU score and 131000 income.

There could be any number of reasons why your Apple Card application may have been declined. My FICO Score according to the same email from Apple is 723 which I think is more than enough for. Apple Card Denial.

Lets see if we can get some data points on what GS doesnt like for future applicant consideration. Actually thats about something else when we applied to the apple card it would say apple card services are currently unavailable try again later and i called customer support about it on 731 and maybe they fixed it but it doesnt have anything to do with denial afaik bc we couldnt even apply in the first place to be denied im not denied. Vantage 30 is 651 as of 882019.

Question marked as Apple recommended. The Apple Card is slowly rolling out to American consumers on a limited basis. A lot of posts about approvals here but not many about denials.

Have CSP with 22400 limit and with 3 util and really dont know what they are looking for as far as customer base. The one and only reason it was denied was because. Denied for Chase Freedom Unlimited but Approved for Amex Gold.

As the issuing bank Goldman Sachs. I applied for an Apple Card and was denied due to the following reasons - Too many inquiries. Youre currently past due or have recently been past due on a debt obligation.

Opened a high proportion of trades recently. Just because you apply though doesnt automatically mean youll be accepted. I think if there are more than 4.

If I wanted to charge my new iPhone 11 Pro Max to the Apple Card I would need to the input the cards number on the terminal. They usually would send u a path to Apple Card. Any more than 2 a month I believe and you can get locked out from applying for 30 days.

Applications are approved or denied by Apples financial partner Goldman Sachs and that institution may reject your application for the following reasons. How can I add funds. My credit card is denied at Apple then how can I add funds.

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